General Terms and Conditions of Business

1. General

The application Schnopsn Cash (hereinafter "Schnopsn") is operated by Schnopsn.com GmbH, (hereinafter "Schnopsn.com" or "we") with registered office in 1060 Vienna, Münzwardeingasse 8/25. We offer our services (hereinafter " Services") via the website schnopsn.com and the application Schnopsn, each of which is aimed exclusively at natural persons (hereinafter " User", "you"). These Services are made available to you by us through our software (hereinafter " Software"). Please read this User Agreement (the "Agreement") in its entirety before using the Services. These terms and conditions (the "Agreement") are a legally binding agreement between you and Schnopsn.com. By clicking the "I Agree" button as part of the registration process, you agree to this Agreement, as well as the Privacy Policy, Cookie Policy and Game Rules.

2. Licence conditions/intellectual property

The entire content of the Services as well as the software are protected by copyright. This includes: Designs, graphics, texts, software, music, sound effects and all other data and content created by Schnopsn.com. Schnopsn.com has had these extensively protected as owner. You acknowledge that you may not acquire any ownership rights by using the Services. You are granted a right to install and use the Software and thereby gain access to the Services. Users under the age of 18 are excluded from using the Services, as are users with limited legal capacity or users under legal supervision or guardianship or persons under adult protection. Furthermore, we have the right to verify the age by means of an official photo ID and subsequently the right to block an account temporarily or permanently if no proof is provided or if there is sufficient suspicion that the user is a minor.

3. Customer account

The services of Schnopsn.com can only be used after opening a customer account (hereinafter "account"). All payment transactions are processed via this account. Each natural person may only open one account. A natural person is not permitted to open or use multiple accounts. A player name is required for registration. You can choose this yourself and must also provide your first and last name, e-mail address and date of birth when registering. You are obliged to provide truthful information. You are free to choose your player name. However, you are not allowed to choose a player name that violates this agreement, especially those with defamatory, obscene, violence or drug glorifying, racist, sexual, offensive or commercial content or appeal. Schnopsn.com reserves the right to refuse or change the player name at any time without giving reasons. Account activation: The user will be sent an activation e-mail to verify his e-mail address. A user's account is not active until the activation process has been completed in full. Schnopsn.com reserves the right to block accounts or deactivate their use at any time until the activation process has been completed. Costs: The opening of the account and payment transactions are free of charge for the user. Any fees incurred for the use of the Internet shall be borne by the user. Creditworthiness: Schnopsn.com reserves the right to check the creditworthiness of the user at any time. Commission: The user agrees that a commission will be retained for the provision of the services of Schnopsn.com. More information on the calculation can be found on the [Game Rules] page. Account Security: Each account is protected by a password and a unique player name. You are free to choose your player name and password in accordance with this Agreement. The User is obliged to keep his/her password secret and is solely responsible for all use of the Services. Schnopsn.com is not liable for the use of an account by unauthorised third parties. The responsibility to protect the access data lies solely with the user. You have the right to close your account at any time.

4. Liability

We are liable for intent and gross negligence. We are not liable for slight negligence. This does not apply in the event of injury to life, limb or health. Liability under the Product Liability Act remains unaffected. Furthermore, we are not liable for the constant and uninterrupted availability of our IT systems or the services. The services are offered without warranty, guarantees, conditions, obligations or assurances. No warranty, guarantee, condition, obligation or representation is implied by law or made expressly, by implication or otherwise. In particular, all implied conditions and warranties relating to, inter alia, fitness for purpose, satisfactory quality and fitness for a particular purpose, are excluded. You are responsible for the proper functioning of the Services and for ensuring compatibility with your computer or other equipment, including mobile devices, and the software thereon. The above liability provisions remain unaffected. Subject to these liability provisions, we accept no liability for input, evaluation or transmission errors. We also use the services of third parties for our performance, who have also contractually excluded any liability towards us. Thus, except in the case of our intentional or grossly negligent conduct, there are no claims for compensation due to faulty, delayed, manipulated or abusive data transmission on the Internet or other transmission errors of data. We accept no liability for malfunctions, loading errors or interrupted services. If a service offered by us is faulty or interrupted, please contact the customer service [link]. The User is solely responsible for any fiscal charges and legal matters relating to the Services. Accordingly, claims of any kind against Schnopsn.com are excluded.

5. Terms of use / prohibited uses

Every user is obliged to play fair. Any way of gaining an unlawful advantage is expressly prohibited. Schnopsn offers the possibility to chat with other players. It is forbidden to insult other users in the chat, to abuse or to disturb them with lewd remarks. Users also have the opportunity to rate other users on their behaviour while using the services. Within the scope of this communication among each other, each user is prohibited from making insulting, defamatory, racist, sexist, pornographic, obscene, violence- or drug-glorifying, youth-endangering or other unlawful or offensive remarks. The same applies to the choice of player name and profile photo. We reserve the right to deactivate the chat and comment function for individual users at any time and to delete and/or temporarily or permanently block individual user ratings, player names and/or profile photos at any time. In order to be able to check possible violations in the event of suspicion or complaints, all communication between users on Schnopsn can be stored in accordance with the data protection declaration [link]. The user expressly agrees to this function by accepting the data protection declaration. The Services are for your personal entertainment only. It is not allowed to use the account for any other purpose. The use of bots, robots or any kind of help software is prohibited. We reserve the right to refuse any withdrawal and/or to withhold any or all of your funds, including but not limited to winnings, temporarily or permanently, if we have reasonable grounds to suspect that you are cheating, attempting to cheat or have cheated anyone, or that you have used or are using any system (including bots, machines, robots, computers, software or other automated systems) that is designed or capable of damaging our Services or Software, or you are colluding or have attempted to collude with other Users to defraud us or other Users.

6. Payment transfer

The user has the possibility to make payment transfers via his account. Schnopsn.com reserves the right to verify payment transactions in the course of processing. The user must be able to present official identification upon request to confirm his/her identity. Schnopsn.com also reserves the right to refuse or cancel any payment order if it suspects any breach of this agreement or any applicable law. We will do our utmost to ensure that deposits and withdrawals are processed smoothly and as quickly as possible. There is no guaranteed processing time and we are not liable for any delays by payment service providers, banks or other third parties involved in the transfer of payments. Player Funds: In order to use our Services, you must have a Player Balance. Your Player Balance is shown on your account. The player balance is divided into the withdrawable balance and the in-game balance, which cannot be withdrawn until the final outcome of the game. Withdrawal: Schnopsn.com reserves the right to check the user, in particular his identity and the information provided by the user in his account during registration. The user may be asked to provide official documents and to confirm his personal data as part of his withdrawal in order to exclude misuse of the services as well as money laundering, fraud and other criminal offences. You agree that withdrawals are only possible after the deposited amount has been wagered at least once and a minimum withdrawal amount of 10 has been reached. Schnopsn.com reserves the right to charge transaction fees of EUR 2 to the user for withdrawals of funds. Withdrawals are only possible by bank transfer. Accumulated Winnings: If the balance on your account reaches EUR 1,000 (in words: thousand), we reserve the right to make a withdrawal for the amount exceeding the limit to the bank account specified by the user. Vouchers and Bonuses: We offer promotions from time to time. These are subject to specific conditions of participation, which will be made available to you in advance. By participating in the promotion, you undertake to have read and accepted the respective conditions of participation. Any promotions can only be claimed once per user. Schnopsn.com reserves the right to change or terminate promotions at any time. Furthermore, it is the sole responsibility of Schnopsn.com to exclude users from the promotion and to reclaim unjustly obtained credit if the conditions of participation are violated or if there is a suspicion of fraud.

7. Consequences of misuse

In the event that any illegal, fraudulent or unfair activity, or any form of game manipulation, fraudulent payment activity or money laundering is committed or attempted by the User in the course of using the Services in any way, including any of the matters set out in clause 5 above, we shall be entitled to take all necessary action to preserve the fairness and integrity of the Games and Services. In such cases, we reserve the right to refuse to pay out any amount and/or to withhold any or all of your funds, including but not limited to winnings, temporarily or permanently, and to close your account temporarily or permanently and to provide information to the relevant authorities.

8. Inactive account

Inactive accounts are accounts with which the Services have not been actively used within 12 months. We reserve the right to charge an administration fee of 5 Euros per month in the case of inactive accounts, as long as a credit balance is available on the account. The user will be notified of the upcoming fee deduction via the email address stored with the account details prior to the collection of the administration fee. By simply logging on to Schnopsn, you can reactivate your account or have the credit amount paid out. Provided that, following inactivity of your internet account, you provide sufficient evidence, as assessed by us, that you were unable to use your internet account for health reasons or other traceable reasons, we may refund the fees charged. Deletion of inactive accounts: Deletion of the account may occur if no registration has been recorded within 24 months. The remaining balance will be transferred back to the bank account on file in your account. If a payout is not possible, Schnopsn.com will keep the amount in a collective account until the statute of limitations has expired. The claim for payment expires after 3 years from the deletion of the account.

9. Exclusion of the right of withdrawal

Our offer is subject to the Austrian Remote and Off-Site Transactions Act ("FAGG") whereby the services offered by us constitute a digital offer within the meaning of the FAGG. By accepting this agreement, you therefore expressly agree that there are no rights of withdrawal or cancellation provided that we make all functions available to you immediately after the conclusion of the transaction and thus begin with the fulfilment of the contract before the expiry of the withdrawal period.

10. Severability clause

In the event that any of the provisions above or below are invalid in whole or in part, the contract concluded between you and us shall remain in effect. Insofar as individual provisions should be ineffective, the content replacing this provision shall be based on the legally permissible provisions which come closest to the ineffective provisions.

11. Applicable law

Austrian law shall apply exclusively. You agree that Austrian law shall apply to any dispute or claim. Excluded from this choice of law are the mandatory consumer protection provisions of the country in which you have your habitual residence.

12. Changes

Schnopsn.com reserves the right to modify or update this Agreement at any time. Your consent is required in order to continue to use the Services. The changes are effective as soon as you accept them. If you reject or object to the changes, you will not be able to continue using the Services. Furthermore, we recommend that the user periodically reviews this agreement as well as the privacy policy, the cookie policy and the rules of the game.

13. Privacy policy

For detailed information in connection with the handling of personal data, we refer to the separate privacy policy.